Primary | Second Home Mortgage
Need more space or a change of pace? We make buying your owner-occupied primary, or any number of second homes, simple with a wide range of financing programs for almost any property type
Conventional [more info]
- Traditional full doc (tax returns, W2, 1099) income qualifying
- Conforming or non-qm (more flexible underwriting) mortgages
- Primary, Second Home, Investment Properties | 1-4 Unit
Jumbo [more info]
- Larger loan sizes greater than conventional mortgages - up to $10M+
- Many ways to qualify including conventional, statement, DSCR, and asset utilization
- Primary, Second Home, Investment Properties | 1-4 Unit
Bank Statement [more info]
- Use gross deposits to personal or business bank accounts to income qualify
- No tax returns or traditional sources of income needed
- Primary, Second Home, Investment Properties | 1-4 Unit
Asset Utilization [more info]
- Use current liquid and semi-liquid assets to “income qualify"
- No tax returns or traditional sources of income needed
- Primary, Second Home, Investment Properties | 1-4 Unit
Alternative Income [more info]
- Use 1099s, Verification of Income, P&L, and other sources to qualify
- No tax returns or traditional sources of income needed
- Primary, Second Home, Investment Properties | 1-4 Unit
Work Visa, Foreign National, ITIN, Permanent / Non-Permanent Resident Aliens [more info]
- Permanent and Non-Permanent (work visa) residents are able to qualify for mortgages similar to US citizens
- Foreign National & ITIN can qualify using US credit, non-US credit and no credit mortgage programs
- Second Home, Investment Properties | Loan amounts up to $4M+ | 1-4 Unit
HELOC | HELoan | 2ND [more info]
- Use a HELOC or HELoan to open up cash from an existing property to purchase a primary or second home
- Residential | 1-4 unit | Attached or Non-Attached
- Takes 10min to Apply | Minimal Documentation | No Appraisal
- Loan sizes $50K - $1M+ | Low Fees | Close in 5-7 days!
- No need to refinance an existing 1st mortgage